We collect your
unpaid invoices & debt.

For any South African business owed money. We specialize in the hard-to-collect, 90+ day old debts most people give up on. Upload your invoice and pay nothing unless we recover your money.

No recovery, no fee
Debts from R100 to R10 million+
Companies · Sole traders · Freelancers

Trusted by 100+ South African companies

TunlVeldskoenThe Hire HausHarbour Arch

How it works

Four simple steps to turn your bad debt into recovered capital.

1

Hand over your docs

Upload proof of the business or person owing you money. We handle the rest — no lengthy onboarding or complicated forms.

Any one of these is enough

  • Invoice
  • Proof of debt
    Contract, statement or written agreement
  • Xero integration
    Pull overdue invoices straight from your accounting system
Invoice #4521
180 days overdue
AmountR 85,000
DebtorABC Supplies
Uploaded successfully
2

We score your debt

We assess your debt and set a collection fee based on age and complexity. The older the debt, the harder it is to collect — so commission adjusts accordingly. You only pay when we collect.

Collection Fee Assessment
Debt Age ScoreLow
You keep
85%
R 72,250 paid out to you
Based on R 85,000 debt
3

We bring in the experts

Your debt is distributed to the best debt collectors in South Africa. Our network of certified specialists knows exactly how to recover what's owed to you.

See the step-by-step collection process
Debt Distribution
Your Debt
A
Collector A
Specializes in 1+ year old debt
B
Collector B
Specializes in commercial debt
C
Collector C
Specializes in high-value debt
All collectors certified by Council for Debt Collectors SA
4

Sit back & get paid

Relax while we negotiate with your debtors. They repay monthly and the money flows back to you automatically.

While you focus on your business...
Jan
R 12,750
Paid
Feb
R 12,750
Paid
Mar
R 12,750
Paid
Apr
R 12,750
Pending
Total recovered
R 38,250
Next Step

Ready to upload your debt?

Create your account and hand over your debt in under two minutes.

You only pay when we collect

No upfront fees. No monthly charges. Our commission depends on how old the debt is — the fresher it is, the more you keep.



Some debts take weeks, others take months — especially when debtors are hard to track down or need payment plans. Either way, you pay nothing until money is in your account.

No Collection = No Fee
Recovered money

Under 60 days

You keep

85%

Fresh debt is easier to collect. You keep the most.

60 days – 1 year

You keep

80% – 65%

Moderately aged debt requires more effort to track down and recover.

1–3 years

You keep

65% – 50%

Older debt is the hardest to collect, but still worth recovering.

Enterprise & High Volume

Debts over R200k or high volume?

Custom commission structures · Dedicated account management

Frequently Asked Questions

Everything you need to know about our debt recovery process.